The Bank of Jamaica is reporting that its recently overhauled regulatory regime for electronic retail payment system, dubbed the fintech regulatory sandbox, is receiving much traction from the local financial market.
Already the Bank of Jamaica (BOJ) has received four applications for licences under the sandbox regime, which sets out the legal and regulatory framework for payment service providers (PSPs) in Jamaica. Two applications are from regulated entities such as cambios or deposit-taking institutions (DTI) to offer a prepaid card, and two applications are from fintech companies.
One of the fintech companies is offering a prepaid card product while the other is marketing a “tokenisation application”. In addition, the BOJ has received telephone queries to include two entities requesting to offer both mobile wallets and prepaid card products.
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