One of the things you appreciate with Enterprise Risk Management, is that it is not possible, or feasible, to eliminate every risk. What you do is put policies in place to mitigate the identified risks, as much as possible and practicable.

In other words, there will always be some risks involved in life or business, but what you do is put measures in place to minimise the impact of that risk if it does arise.

One of the things that as cyclists we do is wear a helmet. Not because it prevents a crash from happening, but because it minimises the risk of injury when you fall. I have had two instances of falling off my bicycle at a relatively high speed (around 25 mph) and in the first case I fractured my shoulder and in the second I had to be on crutches.

http://www.jamaicaobserver.com/article/20200417/ARTICLE/200419664