THE Bank of Jamaica (BOJ), in its latest Macroprudential Policy Report, published in February 2022, updated that as at end of month October 2021, households accounted for a high proportion — 18.0 per cent — of the outstanding loans offered by local deposit-taking institutions (DTIs), representing debt affected by delayed payments to various degrees.

These were loans which were under moratoria. Next in line were large corporations which accounted for approximately 68.1 per cent of debt.

 

Regarding structural exposures, households accounted for the bulk of deposit-taking institutions’ lending. F

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