Life Insurance coverage is sold on your own life or the life of any other person permitted by insurance law.

Family Insurance includes health or life coverage of the entire family.

Children’s Education policies cover educational costs when the individual reaches a certain age.

Retirement Policies provide a certain amount of income when the individual reaches a certain age. Income may be taken for a certain period or until the death of the annuitant.

Investment Policies contain specific investment features.

Critical Illness Policies provide payments in the event that the individual contracts a critical illness covered by the plan of insurance.

Personal Accident relates to coverage that provides payments in the event that the individual becomes injured or hospitalized.

Income Replacement Policies provide income to the insured should the insured become unable to pursue the profession which is covered under the policy.

Hospitalization Plans provide hospitalization benefits while the individual is under hospital care.

Burial Expenses Coverage provides burial expenses to the beneficiary of the insured to facilitate costs associated with the burial of the insured.

Mortgage Insurance covers the mortgage on a house that enables the balance of the mortgage to be paid off in the event of the death of the life insured.

Health Insurance Policies cover numerous aspects of a person’s health care such as doctor’s visit, filling of prescriptions, etc.

Estate Planning Coverage provides that in the event of the death of the life insured expenses associated with the deceased’s estate such as Estate Tax and other costs including disposal of properties, children’s education, spouse living expenses, etc. are provided for.

Annuity refers to a contract which provides periodic payments for a specified number of years to an individual. Annuities may be immediate or deferred.

House includes both property insurance and liability coverage. Coverage relates to those occurrences included in the policy.

House Contents Insurance pays for damage to, or loss of, an individual’s personal possessions.

Motor Vehicle insurer assumes the risk of any loss the owner or operator of a car may incur through damage to property or persons as the result of an accident.

Travel Insurance policy protects you in the event of accidental injury or death while traveling.

Marine Insurance covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination.

Public Liability provides cover in the event of accidental bodily injury to any person, accidental damage to third party property.

Business Continuity insures the amount of loss incurred as a result of being unable to use business property or equipment.

Indemnity Insurance policy protects business owners and employees when they are found to be at fault for a specific event such as misjudgment or malpractice such as doctors or similar professionals.

Goods in Transit provide protection and coverage in case goods are damaged or lost during transit.

Stock of Goods for Sale Insurance covers goods held for sale in case they are damaged by elements covered under the policy.

Personal Injury coverage is for medical and other expenses resulting from an automobile accident for the people specified in the policy, regardless of who is at fault in the accident.

Theft (Burglary) Insurance protects against loss or damage of property resulting from theft.

Fire Insurance covers damage to a property caused by fire.

Fidelity Insurance protects organizations from loss of money, securities, or inventory resulting from a crime.

Employer Liability provides financial compensation to employees for injuries sustained on the job.