Published:Sunday | May 15, 2016 | 12:51 AMCedric Stephens

Work on the legislative framework, “which will give effect to the implementation of micro-insurance in Jamaica”, continues.

These remarks were made on May 5, 2016, by the acting deputy executive director of the Financial Services Commission (FSC), Janet Johnson-Haughton, at a seminar titled ‘Microinsurance through financial inclusion: The way forward’.

Work connected with the development of this “nontraditional area of insurance” started in July 2011.

The FSC meeting took place against the background of an April 29 article in the Jamaica Observer, which suggested that Jamaica was ranked as the Caribbean country with the “highest risk of natural disaster” and was also among the 20 riskiest places in the world.

The piece that I wrote last week examined the World Risk Report 2015 from which data for the article was sourced. Micro-insurance, according to the report, is one of the strategies used by low-income persons in other countries to cope with the effects of natural and other kinds of disaster.

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