1 – Don’t keep all of your money in one bank account. This convenience enjoyed by using the one account for saving and transactions with our trusty debit card is a major liability which may cost you big time. It is best to have two accounts with one not being connected to the debit card and making periodic transfers in between as you need to make transactions with the debit card. This doesn’t mean you need to have a chequing and a savings account to apply this idea as it could two savings accounts. You can do this by making an online transfer between the accounts on your bank’s online platform. The second account can also be opened online with some bank’s online platforms if you’re an existing customer. By reducing the amount of available funds present in the transactional account, the potential loss by having your card cloned is lessened.

http://www.jamaicaobserver.com/sunday-finance/safe-banking-tips-during-covid-19_199282